Our Services / Businesses

Our approach is based upon generations of expertise.  We have more than 50 years of experience utilizing life insurance in estate and business planning scenarios.  This knowledge is put to work for our clients to build and strengthen succession plans funded with life insurance.  We also examine other potential risks to the business and offer risk protection solutions.

As Certified Family Business Specialist, we understand the unique nuances of managing a business and the importance of a well-crafted plan leveraging the benefits of life insurance, disability insurance and long term care insurance.

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Recommended solutions include:

• Succession planning
• Buy-sell planning
• Key person insurance
• Exit strategy development
• Collateral assignment
• Supplemental executive benefits​

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Policy Review

Life Insurance, like any other asset, needs to be managed.  We review existing coverage and monitor newly purchased policies to keep our  clients on track and informed through all of life's changes. 
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Risk Differentiation Underwriting

The greatest determinant of life insurance pricing is underwriting.  Our approach to underwriting is fundamentally unique.  We engage our clients and their physicians to build a complete picture of their health.  This ensures that the client will benefit from the best possible underwriting result and life insurance solution to meet their needs.